On Sunday evening, I took a little time and tallied up all my incomes and expenses.
Incoming (all figures are after-tax):
$488 car payment, gas, tolls, parking
$101 cable, broadband, phone
$45 cell phone
$200 student loan
$180 cash withdrawal
$100 charitable donation
$174 dining out
$290 car insurance
$73 credit card interest
Differentce: $228 => credit card payment?
With my living arrangement right now, I write checks for $2,145 each month while getting $800 paid back. In short, I spent $1,345 on housing each month. The $290 car insurance is quarterly, so it won't show next month. The $175 clothing shouldn't be there next month :-)
In November, I look forward to cutting back on dining out, clothing, and random cash withdrawal. Good news, no black hole this month!