A 26-year old girl in Jersey writes about her money adventure. She doesn't keep a budget, but rather prefer to be disciplined from impulse buying (not so successful). Nevertheless, she wants to build up a 4-month emergency cash and GOOD (Get Out Of Debt).
I have to pay taxes? Just kidding. I use TurboTax Online. It costs a little but I'm lazy and like the fact that I can work on it wherever I happen to be. For example, I got my W2 while I was at work so I started my return there. Later at home I was able to add student loan interest from my home computer. Anyway, that's my two cents.
I must be a real do-it-yourselfer. I go to the IRS site and file for free. You can select from a list of preparers. However, since WA state doesn't have a state income tax, and most online preparers will prepare the federal for free but charge you for state taxes, I can only use a couple of preparers.
I used to Telefile, which was actually a blast.
I also used to volunteer as an EITC tax preparer, working with the software provided by the IRS which actually was a lot of fun. During downtimes, we used to work on ours or on each other's.
I do my own with my work's software. BUT I use Tax Cut for my parents. They make too much money for the free filing stuff.
We chose it because Turbo Tax was pulling all sorts of stuff with the computer - installing spyware and such - so dh made me switch - that was a few years back - don't know if it makes any difference now. IT is easy to switch between the 2 programs though - they are both very compatible and can pull prior year return data from the other.
My fancy work software is the best though - I get to e-file myself - woohoo. I haven't even figured that part out though I am sure it is easy with tax cut - just haven't tried to figure out e-file on my own.
Ive used H&R Block Online for the last 3 years and have very good experiences. I have a small but confusing online brokerage account and I liked that I didn't have to input any info just type in my user name and password and all of my info was downloaded. Also they deduct the cost od using the program from your tax refund. I think its like $25
I started with TaxCut for several years, then switched to TurboTax last year with no particular reason. Maybe just wanted to try it. Since I will be paying back taxes instead of getting a refund, I don't think I will use e-filing at all. I print the form and mail it out on April 15th.