I read an
article on MSN Money about urban legends. Quite humorous!Myth No. 1: You can float a check longer if you write in red ink. The theory is that a bank's equipment can't scan red ink, so it takes longer to process the check.
Myth No. 2: You don't have to pay income tax -- it's illegal. Only foreign income is subject to Uncle Sam's cut, the story runs, and there's a form you can file to exempt yourself. But no one will tell you about it.
Myth No. 3: I'm under 18, so I can't be held accountable for a debt. (Variation: Credit-card debts are wiped out when you turn 19.) Spring-breakers love to use this one to justify running up a cruise or resort-hotel bill on their credit cards.
Myth No. 4: My hotel key card has my credit-card information. The ramification is that you'd better clutch it tightly or a con will decode it and rack up a big bill.
Myth No. 5: Boycotting a few gasoline brands brings gas prices down. Poor Exxon and Mobil. They often show up as the bad guys in a mass e-mail urging Americans to avoid their pumps on a particular day.
Myth No. 6: It's better if you don't sign the back of your credit card. Some well-meaning pigeon decided one day this would protect him from identify theft.
Myth No. 7: You can make a pile of dough by helping a foreigner solve his money problems. "Hello, my name is unpronounceable, and I need to get money out of my country. Will you let me use your bank account?" is the gist of this e-mail plea.
Myth No. 8: You can now opt out of having credit bureaus give your information to anyone who asks. Just call (888) 567-8688 and give them the Social Security numbers of everyone in the household in a single call, says the message. But hurry -- you only have 60 days to take advantage of this ability.
Myth No. 9: You can buy your way out of points on a speeding ticket. If you pay a bit more than your fine actually is, the state will send you a refund check for the difference.
Myth No. 10: Hotel Bibles often have $100 bills tucked into them. Heard the one that Gideons leave $100 bills in their hotel Bibles to reward folks who turn to the Good Book?
(Read the full article to learn why these are myths).
November 10th, 2006 at 03:16 pm 1163171766
November 10th, 2006 at 03:23 pm 1163172192
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November 10th, 2006 at 07:43 pm 1163187781
yup, you're absolutely right! color in cosmetics usually come from 4 pigments. the white pigment, titanium dioxide, is considered as a sunscreen ingredient. it is effective in uv-b, since only a couple of sunscreen ingredients are effective in uv-a.
November 11th, 2006 at 02:16 am 1163211374
The slick response should have been, "I'll just take some off of you, baby."
Unfortunately, my first reaction was, "Woah. Woah! I'll risk cancer thanks."
Yeeeeah... looks like I'm going to be single for quite some time.
November 11th, 2006 at 04:23 am 1163219007