February 26th, 2007 at 04:04 am
Wow, I really haven't updated much in the month of February. As I mentioned in previous post
, I received the bonus for 2006 last week (yeah, the company I work at is weird, they give out bonus after
closing out 2006 earnings). Look at the CC3
at the right, it's gone! Originally, I balance transferred CC2 to CC3. Last week, I used the bonus to pay off CC3 balance of $12,000. Now I only have about $13,000 on CC1.
Also, two more car payments and the car will be paid off!
February 15th, 2007 at 05:03 am
Incoming (all figures are after tax):
$557 car payment, gasoline, tolls, parking
$101 cable, broadband, phone
$39 cell phone
$175 student loan payment
$292 dining out
$225 education - textbooks
$50 gift - friend's house warming
$28 company store - gifts
$301 auto insurance
$166 credit card interests
$24 train rides to/from airport
* As I began my MBA classes, I shelled out about $250
* Food expenditures seem to be on the rise, totally about $450
* Looking forward to big bonus
in February, probably enough to wipe out CC3 and part of CC1. Also, the federal tax refund would help as well.
February 9th, 2007 at 05:50 am
I filed my tax returns on February 5! The federal refund is $4,900. The net state refund is $100.
This is the earliest I have filed my tax returns. Last two years, I did it in March. Even better, I expect to receive the refund on February 20. This year (2006 that is) is a bit strange, since I had to file two state returns and one federal return. So the I'm ending up with a refund from State of New York and owing State of New Jersey. Of course, I'm not filing NJ return until April :-)
What would you do with the refund? Did you file your tax return yet?
February 5th, 2007 at 06:08 am
In the previous week, I was invited by a co-worker to a "E-commerce Seminar" about starting an online business. At first, it sounded like an interesting opportunity to make some money on the side (ha, try to fit that into my schedule). When I arrive at the hotel it was holding, pretty much everyone wore suits or some kind of business attire. In the end, it's called Quixtar
. All you need to do is to "buy from yourself and teach other to do the same."
I have never heard of these companies (or organizations) and this type of business concept. Is this something new? Help me with what you got.
February 2nd, 2007 at 02:14 pm
As a follow-up to previous entry
on what to use for filing tax return, I've decided on TaxCut
from IRS Free File
Among the reasons:
- It's free
to file federal tax return
- My AGI
will be below $52,000 (like in 2005 tax return)
- I can file state tax returns
by printing them out and mail them (I have to file both New York and New Jersey)
Have you filed your taxes yet?
's brother is done!